Hoping to have lower mortgage payments, lower your interest rate, adjust your mortgage term... or both! A rate and term refinance might sound complicated, but it's actually straightforward.
You have the option to reduce your interest rate, extend or shorten your mortgage term to lower your monthly payments—or do both at once.
Curious about how much you could save on your new monthly payment? Our user-friendly calculators below can help you estimate the potential savings from a new loan, empowering you to budget and plan for your future confidently.
© 2024 Old Republic Mortgage. Branch NMLS 41891 - All Rights Reserved. A division of American Pacific Mortgage Corporation NMLS 1850. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Privacy Policy. NMLS Consumer Access. Accessibility Statement. Please visit our Disclosures page for more details for all loan types.
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